Should I Consider Hiring an Attorney for My Bodily Injury Case?
I was recently rear-ended in California and, since I was not at fault, I sought medical attention. The doctor diagnosed me with whiplash, and the insurance company’s initial settlement offer was $2,000. However, I had to miss two days of work, as recommended by my doctor, but the insurance company refuses to compensate me for this lost income. Being a private contractor, they view my missed work as simply an opportunity lost.
I’m still experiencing significant pain and plan to see a doctor again, as I might have a rotator cuff injury. Despite explaining my situation to the insurance adjuster, I keep receiving the same response: “We believe this is a fair settlement unless you can provide additional documentation or support.”
I reached out to an attorney, and they are interested in taking my case. However, I’m uncertain if hiring an attorney is worthwhile. Many posts I’ve come across suggest that for injuries like mine, the settlement would remain small, regardless of whether I have legal representation. Am I being unreasonable in thinking that $2,000 is a lowball offer?
It’s understandable to feel that $2,000 is a lowball offer, especially given that you have been diagnosed with whiplash and are experiencing ongoing pain. Your situation is complicated by the fact that you’re a private contractor, which can make it challenging to prove lost wages since you don’t have traditional pay stubs. However, the fact that you’ve missed work and are potentially dealing with a more serious injury like a rotator cuff issue certainly adds weight to your case.
Hiring an attorney might be worthwhile, especially if you feel you’re not getting the compensation you deserve. An experienced personal injury attorney can help you understand the true value of your claim, negotiate with the insurance company effectively, and potentially increase your settlement offer. They can also advise you on the necessary documentation you may need to support your claim, such as medical records and proof of lost income.
Ultimately, while some small injury cases can result in modest settlements, the specifics of your situation—ongoing pain, missed work, and potential additional injuries—could justify pursuing a higher amount. Consulting with an attorney could provide clarity and help you make a more informed decision.