A tire flew off an SUV and hit my vehicle while I was stopped at a traffic light. The other driver’s insurance initially refused to pay, claiming that it should be covered under my comprehensive coverage. My insurance is with Progressive, and the other driver is with Liberty. The total damages amount to $5,000, and while I have a $500 deductible, it didn’t feel fair to me. So, I was unsure of how to proceed.
UPDATE
I had the other driver contact their insurance, and they have since acknowledged their fault and agreed to cover all the damages. They instructed me to schedule an appointment with the body shop, which I did for next week. Justice has prevailed, thanks to the honesty of the other driver! God bless America. The repairs are expected to take about 20 days, but I should be able to arrange a rental car in the meantime.
I’m glad to hear that the situation got resolved in your favor! It’s great that the other driver took responsibility and communicated with their insurance. It must be a relief to know that you won’t have to pay out of pocket for the damages. Hopefully, everything goes smoothly with the body shop and the rental car arrangements. It’s always frustrating to deal with insurance issues, but it sounds like you handled it well. Wishing you a swift repair process and safe travels!