Will My Travel Insurance Cover Severe Food Poisoning?
Hi everyone, I’m just two days away from my flight with Japan Airlines, and I’m unfortunately dealing with severe food poisoning. It’s been a real struggle just to get off the toilet for a moment to grab some water or tissues. I’m wondering if the additional travel insurance I purchased will cover this situation. I’m concerned they might ask for a doctor’s note, but I’m so incapacitated that I can’t even make it to a doctor without risking an accident. Do you think I could get a full refund? Any advice would be greatly appreciated. Thanks!
I’m really sorry to hear that you’re feeling this way. Generally, whether your travel insurance will cover a situation like severe food poisoning depends on the specific terms and conditions of your policy. Many travel insurance plans do cover trip cancellations or interruptions due to illness, but you typically need some form of documentation from a healthcare provider to support your claim.
Here are a few steps you can take:
Check Your Policy: Look up the coverage details in your travel insurance policy. Specifically, see if it mentions trip cancellation due to illness.
Contact Your Provider: Reach out to your travel insurance company directly. They can inform you of the necessary steps to take and what documentation you might need, even if it’s difficult to see a doctor at the moment.
Get a Doctor’s Note (if possible): If you’re able to, try to have someone help you contact a doctor. Many places offer telehealth services, which could be worth considering.
Document Everything: Keep track of your symptoms, any expenses incurred due to the illness, and a record of your communications with the insurance company. This can be helpful when filing a claim.
I hope you start feeling better soon and that you get the information you need regarding your insurance! Safe travels, whenever you are able to go.