Auto Insurance Recommendations for New Drivers in the US
Hi everyone,
I currently have Progressive, but I just experienced an unexpected rate hike without any prior notice.
I’ve heard good things about Erie Insurance, but I learned that they have strict eligibility requirements, including needing to have been a resident for at least three years. So, I’m on the lookout for other options.
I’m seeking an insurance company that prioritizes excellent customer service and will be straightforward with me when I need assistance. While I’m not necessarily looking for the cheapest rates, I do want something fair and transparent. I feel a bit taken advantage of by Progressive’s sudden price increase.
I’m located in Pennsylvania, so if that helps narrow down suggestions.
Any recommendations would be greatly appreciated! Thank you!
I understand your frustration with unexpected rate increases and the importance of good customer service in your insurance experience. Since you’re based in Pennsylvania and looking for alternatives to Progressive, here are a few recommendations:
State Farm: Known for its solid customer service and a variety of coverage options, State Farm often receives positive reviews from customers. They also have programs that could benefit new drivers.
Geico: They often offer competitive rates and have a user-friendly online experience. Their customer service is generally well-regarded, and they have options for roadside assistance and other add-ons.
Farmers Insurance: They offer personalized service through local agents, which can help ensure you get the coverage you need. They provide various discounts, which may help keep your rates reasonable.
Liberty Mutual: They also have a range of coverage options and discounts for new drivers or bundling policies. Their online tools can help you understand your coverage and get quotes quickly.
NJM Insurance: If you’re eligible, NJM has excellent customer service and competitive rates. They focus on Pennsylvania and New Jersey residents, and their claims process is often praised.
Allstate: With their safe driving rewards and various discounts, Allstate might be a good fit. They also have a strong network of agents if you prefer personalized help.
Make sure to get multiple quotes and ask about discounts for safe driving, good grades (if you’re a student), or bundling with other insurance policies. It’s also worth checking customer service reviews and satisfaction ratings in your area to ensure you choose a company that meets your needs. Good luck, and I hope you find the right coverage!