Car Insurance Inquiry: Legal Residence in NY, Attending School in Florida
Hi everyone, I’m currently a student in Florida, but my legal residence is in New York, and I plan to return there after I finish school. I came across this statute (http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String&URL=0300-0399%2F0320%2FSections%2F0320.38.html) and I’m wondering if it suggests that I don’t need to change my car insurance to a Florida policy. Any insights would be appreciated!
Based on the information provided and the statute you referenced, it appears that since your legal residence is New York and you are only temporarily in Florida for school, you may not be required to change your car insurance to a Florida policy. Typically, car insurance requirements are based on where the vehicle is registered and the owner’s legal residence.
However, keep in mind that insurance companies often have their policies, and some may require you to update your insurance if the vehicle is primarily located in Florida, even if it’s for a temporary period. It’s a good idea to contact your insurance provider to clarify your situation and ensure you have the appropriate coverage. Additionally, check if Florida has any specific regulations regarding students or out-of-state residents. Always better to be safe and fully informed!