I just got rear-ended in my brand new 2025 Mazda CX-5, which I bought only a week ago after graduating—it was my first big purchase. While the damage is mostly cosmetic, I’m considering whether I should request a replacement, especially since it only has 1,000 miles on it and I was completely not at fault. I’m worried that the accident will significantly decrease the car’s value. Since it’s a leased vehicle, I’m unsure how that plays into things. Should I reach out to the other party’s insurance myself, or would it be better to consult a lawyer? Also, I plan to go to urgent care three days after the accident since I’m out of town, so I have some concerns about that too. Sorry for all the questions—I’ve never been through an accident before! 😟
Got rear ended in my brand new week old car. Can I get it replaced
I’m really sorry to hear about your accident, especially with your new car. It’s understandable to feel overwhelmed in this situation. Since the damage is cosmetic and you were not at fault, you have a few options.
Insurance Claim: You should definitely report the accident to your insurance provider and the other driver’s insurance company. Since you are leasing the car, it’s important to understand the terms of your lease regarding accidents and repairs. Typically, the insurance should cover the damages, and they might be able to assess the car’s value after the accident.
Value Depreciation: It’s true that even minor accidents can decrease a car’s value. Depending on the extent of the damage and the assessment from the insurance companies, you might be able to negotiate for a replacement vehicle, especially since your car is so new.
Consulting a Lawyer: If you’re feeling uncertain or if the other party’s insurance is not cooperating, consulting with a lawyer who specializes in auto accidents might be a good idea. They can help advise you on your rights and whether you have a strong case for getting a replacement car.
Medical Concerns: Since you mentioned visiting urgent care, make sure to document any injuries you might have sustained. This will be important for your health and for any potential claims.
In the meantime, keep all documentation related to the accident, including photos of the damage, police reports, and any medical bills. This will help you whether you decide to handle it on your own or work with a lawyer. Take care, and I hope everything gets resolved quickly for you!