In Search of In Transit Insurance
I’m in the process of selling a vehicle that needs to be transported to a dealership just 10 minutes away. Unfortunately, CAA won’t tow it because it’s uninsured, and getting insurance for less than a year isn’t an option for me. This vehicle is part of an estate, and I only have the bill of sale to prove ownership as the executor. While the vehicle is plated, the plates have expired since the owner passed away six months ago. I’m currently in Ontario but will be heading to Alberta in a few days. If anyone has suggestions for obtaining in transit insurance, I would greatly appreciate your help!
It sounds like you’re in a bit of a tricky situation with the vehicle. In Ontario, there are a few options you might consider for getting temporary transit insurance:
Contact Insurance Companies Directly: Some insurance companies may offer short-term or temporary in-transit coverage even if the vehicle is uninsured. It’s worth calling a few insurers to explain your situation and see if they can provide coverage specifically for transit.
Broker Services: Consult with an insurance broker who specializes in auto insurance. They may have access to providers that offer temporary coverage or understand how to navigate situations like yours better.
Specialized Providers: Look for companies that specifically offer short-term vehicle insurance or one-day coverage. Some online platforms may cater to unique situations and allow you to purchase insurance for just the transport of the vehicle.
Collector Car Insurance: If the vehicle is considered a classic or collector car, some companies that specialize in collectible vehicles may offer short-term insurance options.
Permit for Temporarily Driving: Depending on the specifics, you might be able to apply for a temporary permit from the Ministry of Transportation for the purpose of transporting the vehicle. This might grant you the legal coverage needed to drive it to the dealership.
Ask the Dealership: Sometimes dealerships can help with solutions, as they have experience with this type of situation. They may have partnerships with transport services or can recommend options for getting the vehicle to them.
Given your limited time before heading to Alberta, make these calls as soon as possible—good luck with your transition!