Insurance Recommendations Needed
I’m looking for recommendations for insurance providers. Both my personal and commercial policies are currently with Progressive, but our renewal just jumped from $2,000 to $5,000 a month! It’s frustrating, especially since we haven’t had any incidents or claims. Any suggestions?
It’s frustrating to see such a significant jump in your premiums, especially with a clean record. Here are a few tips and recommendations for finding better insurance options:
Shop Around: It’s always a good idea to get quotes from multiple insurers. Each company has different ways of calculating risk, and you might find better rates elsewhere.
Independent Agents: Consider working with an independent insurance agent who can help you compare policies and find competitive rates from various providers.
Check Other Providers: Some alternatives to Progressive include Geico, State Farm, Allstate, and Nationwide. Each of these companies has different strengths and may offer lower rates for your specific situation.
Bundle Policies: If you have other types of insurance, like home or auto, bundling can often lead to discounts.
Review Coverage: Sometimes, adjusting your coverage limits or deductibles can lead to savings without compromising too much protection.
Ask About Discounts: Many insurers offer discounts for various reasons, such as loyalty, safe driving, or even being a member of certain organizations.
Look for Local Insurers: Sometimes regional or local insurers can offer better rates and more personalized service.
Don’t hesitate to reach out to others in your community for their experiences as well. Good luck with your search!