I just scored the same car insurance policy with the same company and saved nearly $2,000! 😂 I’m 31, and I’ve been with Progressive for my car insurance since I was 22. In 2019, I added my brand new 2019 Ram 1500 to my policy and have been paying a ridiculous amount for my premium ever since—around $2,900 every six months—despite having no accidents, claims, or tickets (ever!).
When I mentioned my premium to a friend, he suggested I compare quotes. So, just for fun, I got a quote from Progressive for the exact same coverage on my car, and to my surprise, my six-month premium was only $900! I locked it in and called to cancel my old policy. When I asked the agent why I had been paying so much for all these years, she couldn’t really explain it. I couldn’t help but laugh as she canceled my old policy and confirmed the new one, which is literally the exact same coverage but $2,000 cheaper.
I’m thrilled about the savings, but I really wish I had done this sooner. Seriously, people—shop around! Don’t make the same mistake I did by overpaying for insurance.
Wow, that’s an incredible savings! It’s amazing how much prices can vary for the same exact coverage. It really highlights the importance of shopping around for insurance, as many people just accept their current premium without questioning it. I wonder what prompted the huge difference in your rates—maybe it was a mistake on their end or changes in their pricing models? Regardless, I’m glad you found a way to save so much! Your experience is a great reminder for everyone to periodically review their insurance policies and compare quotes. Enjoy that extra cash!