“What’s ‘no copay flagship’?” 😊
Hi everyone! I’m searching for a dentist for my toddler on his dad’s dental insurance website, and I’ve come across the terms “no copay flagship” and “co-insurance” next to the options. Can anyone help clarify what these mean? Thanks!
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“No copay flagship” usually refers to a specific dental plan or provider that does not require a copayment for certain services. This means that for those services, you won’t have to pay a fixed amount out of pocket when you visit the dentist. It’s often seen as a highlight of the insurance plan, as it can make dental care more affordable for families.
“Co-insurance,” on the other hand, means that you will pay a percentage of the total cost of a service after you’ve met your deductible. For example, if your co-insurance is 20%, you would pay 20% of the dental bill and the insurance would cover the remaining 80%.
It’s always a good idea to check the details of your insurance plan for specific coverage and provider information. Let me know if you have any other questions!