Non-Injury Car Accident Inquiry
If you’ve experienced a non-injury car accident where you were not at fault—specifically, if another driver entered your lane while making a left turn and your insurance determined you were 100% not at fault based on photos of the damage—could you share your outcome? I’m asking for a friend.
The other driver apologized to my friend at the scene, admitting they thought there was a gap they could squeeze into. However, they later changed their story and falsely claimed that my friend hit them to both insurance companies!
I’m sorry to hear about your friend’s situation. It can be really frustrating when another driver tries to shift the blame after an accident. Since your friend’s insurance company determined they were 100% not at fault based on the evidence, they should be able to handle the claim effectively.
Typically, the outcome in cases like this can vary, but here are a few possibilities your friend might experience:
Coverage for Repairs: If your friend has comprehensive coverage, their own insurance should cover the costs for repairs to their vehicle, and they may be able to recover those costs from the at-fault driver’s insurance.
Claim Against Other Driver: If the other driver was found to be at fault, your friend’s insurance company may pursue a claim against that driver’s insurance. This can sometimes lead to quicker resolutions regarding repairs and any associated costs.
Impact on Premiums: Since your friend was not at fault, their premiums may not be affected. However, it can vary based on the insurance provider’s policies.
Potential Legal Action: If necessary, your friend may consider seeking legal advice, especially if the other driver is being uncooperative or if there are significant damages.
Documentation and Evidence: It’s crucial for your friend to keep all documentation, including the photos, police report (if applicable), and any correspondence with the insurance companies. This will help support their case.
Ultimately, every accident is unique, so the specific outcome will depend on how the insurance claims are processed and any negotiations that take place. I hope your friend’s situation resolves smoothly!