When is the right time to cancel my auto insurance?
I’ve been with USAA for as long as I’ve been driving, but I’m getting frustrated with the rising costs. I’m making the switch to Erie, and my new policy starts on the 28th. My USAA payment is due on the 31st, so when would be the best time to cancel? Should I reach out to them tomorrow or on the 27th? This is my first time switching insurance, so I want to make sure I do it right.
It’s great that you’ve found a new insurance provider that you feel better about! To avoid any potential gaps in coverage, it’s best to wait until your new policy with Erie is active before canceling your USAA policy. Since Erie activates on the 28th, you should call USAA to cancel your policy on the 28th or 29th. This way, you ensure that you’re not left without coverage for any day. Just make sure to check if there are any specific cancellation policies with USAA, and have your new policy details handy when you call. Good luck with your new insurance!