Think Twice Before Joining Symmetry Financial Group: A Candid Review

If you’re considering becoming a part of Symmetry Financial Group (SFG), I urge you to pause and reflect. Having experienced the journey firsthand, I can confidently say it was a significant misallocation of my time, effort, and finances. The alluring promise of opportunity they present is, in reality, quite misleading.

Here are some crucial insights they often keep under wraps until you become deeply invested:

1. MLM Disguised as a Financial Service

At its surface, SFG markets itself as a life insurance agency, but in essence, it operates as a multi-level marketing (MLM) scheme. The emphasis here is not on selling insurance effectively but rather on recruiting others to join your team. The financial rewards come primarily from building a downline, creating a structure reminiscent of a pyramid scheme.

2. Financial Responsibility Lies on You

Joining SFG makes you a 1099 contractor rather than an employee. This shift means you will be personally responsible for covering the costs of your training, licensing, and crucially, your leads. The quality of these leads often leaves much to be desired, as many are outdated or unresponsive, resulting in wasted efforts and expenses.

3. Misleading Claims About Work-Life Balance

Promoted as a role that offers flexibility, the reality is that you may find yourself working around the clock just to stay afloat. The demands often include cold calling, traveling for meetings, and managing no-show clients, all while being pressured to exert even more effort if you aren’t seeing results.

4. Lack of Financial Security

The commission-based structure leaves no room for a safety net. Without closing sales, you risk earning nothing—a daunting reality for newcomers who may find themselves at a financial loss before they even begin to see any gains. There are no benefits or a guaranteed salary, further amplifying the risk.

5. A Culture of Toxic Positivity

Criticism is largely unwelcome within SFG’s environment. Should you face challenges, the rhetoric often shifts blame onto you, suggesting you are simply not following the established system or are lacking in ambition. This relentless push for positivity may feel less like encouragement and more like manipulation, akin to indoctrination.

6. High Attrition Rates Speak Volumes

The turnover at SFG is staggering. The rapid departures of recruits are not indicative of laziness; rather, they