Beware of Symmetry Financial Group: Essential Insights Before You Commit

If you’re contemplating a career with Symmetry Financial Group (SFG), I urge you to reconsider. Having ventured down this path myself, I can assure you it was a futile use of time, energy, and finances. The reality of this company is far from the promising opportunity they present.

Here’s a closer look at the aspects they likely won’t reveal until you’re already entrenched in their system:

A Business Model Dressed as a Financial Service

While SFG advertises itself as a life insurance agency, what you really encounter is an elaborate multi-level marketing (MLM) scheme. The emphasis is not on selling insurance policies; instead, the focus lies heavily on recruiting new agents. Success hinges on your ability to “build a team” rather than actively offering services, fostering a pyramid-like structure that can often feel overwhelming.

Cost of Entry: Paying to Work

An important caveat to be aware of is that you are not an employee but rather a 1099 contractor. This classification means you are responsible for your own training, licensing fees, and, crucially, acquiring leads. Unfortunately, many of these leads are outdated or unqualified, leading you to expend energy and funds chasing uninterested prospects week after week.

False Promises of Work-Life Balance

Although the company promotes flexibility in your work schedule, the reality is far from that ideal. To even scrape by, you will find yourself relentlessly pursuing leads, making countless phone calls, and managing appointments—all while coping with no-shows. The mantra of “just work harder” echoes frequently, especially during times when you are struggling to generate income.

The Insecurity of Commission-Only Earnings

At SFG, all compensation is based on commission—meaning there’s no base salary or job security. If you fail to close sales, you simply do not get paid. For newcomers, this model can lead to financial strain, often resulting in losses before any profits become evident.

A Culture of Toxic Positivity

Within SFG, criticism is unwelcome, and any sign of struggle is often dismissed with claims that you are “not following the system” or lacking enough desire to succeed. This environment creates a mindset more reminiscent of a cult, with an emphasis on relentless positivity intended to pressure individuals into remaining committed, even during tough times.

High Turnover Rates for Good Reason

It’s worth noting that many individuals leave SFG within just a few months—not