Why You Should Think Twice Before Joining Symmetry Financial Group

Considering a career with Symmetry Financial Group (SFG)? Hold that thought. Based on my firsthand experience, I can assure you that it is not the golden opportunity it seems to be. Here are some critical insights that may not be immediately apparent and could save you a lot of time, energy, and money.

1. A Thin Veil over an MLM Structure

At first glance, SFG presents itself as a life insurance agency, yet the driving force behind its operations is recruitment. The emphasis is primarily on building a team and bringing in new agents rather than selling actual insurance. Essentially, your income hinges more on recruiting than on genuine sales performance—a classic multi-level marketing scheme dressed up as a financial service.

2. You’ll Be Paying to Work

Contrary to the traditional employee model, you’ll find yourself classified as a 1099 contractor. This means you’re responsible for covering your own training, licensing, and even lead generation costs. Unfortunately, the quality of leads is often questionable, with many being outdated or uninterested, which can lead to a significant financial drain as you strive to connect with potential clients.

3. The Myth of Work-Life Balance

SFG touts flexibility, but reality tells a different story. You’re expected to be available around the clock, making calls, attending meetings, and driving to client appointments. If you find yourself struggling to achieve financial success, the prevailing sentiment is that you simply need to work harder, with little acknowledgment of the unrealistic demands placed on you.

4. Commission-Only Structure Equals Risk

One of the stark realities of working with SFG is the lack of a base salary. Income is strictly commission-based—if you don’t close deals, your bank account won’t reflect any earnings. Financial security is nonexistent, and new agents often find themselves in the precarious position of losing money before they ever earn a sustainable income.

5. A Culture of Toxic Positivity

Criticism is not well-received at SFG. If you express any doubt or concern about your performance or the model, you may be told that you’re not committed enough or that you must be failing to follow the prescribed methods. This environment can feel excessively motivational, bordering on cult-like, making it challenging to voice valid concerns.

6. High Turnover Rates Are a Red Flag

A significant number of agents leave the company within