The Hidden Truth About Symmetry Financial Group: A Cautionary Tale

If you’re considering joining Symmetry Financial Group (SFG), it’s crucial to pause and reassess. Based on my firsthand experience, the journey through SFG is not only frustrating but often feels like a significant waste of your valuable time, effort, and financial resources. What appears to be a promising opportunity is, in reality, far from it.

Here’s a rundown of the realities they rarely divulge until you’re embroiled in the experience:

1. MLM Disguised as a Financial Service

While SFG promotes itself as a reputable life insurance agency, it primarily operates as a multi-level marketing (MLM) scheme. The real focus is on recruitment rather than selling insurance. You’re continually urged to “build a team,” as your earnings depend on bringing in new agents rather than simply closing sales. In essence, the model resembles a pyramid structure more than a conventional business.

2. Financial Burden to Work

Engaging with SFG means you step into a 1099 contractor role, which means you’re responsible for your own training, obtaining a license, and, crucially, purchasing your leads. Unfortunately, many of these leads tend to be outdated or uninterested prospects, leading you to waste your resources on individuals who are unlikely to convert.

3. Misleading Work-Life Balance

Although they tout a flexible schedule, the reality is quite different. The expectation is to be in constant pursuit of sales — dedicating much of your time to following up on leads, attending appointments, and handling no-shows. If you find yourself struggling financially, the solution they often suggest is simply to “work harder,” further emphasizing the lack of support.

4. Lack of Financial Security

In this role, you will navigate a commission-only compensation structure. Without successful sales, you do not earn an income. Unfortunately, this setup means there’s no financial safety net, no benefits, and it’s common for newcomers to incur losses before even seeing any returns.

5. A Culture of Toxic Positivity

Criticism is not welcomed within SFG’s environment. If you express struggles, the standard response tends to be that you’re not following the established system or simply lack ambition. This pervasive positivity can feel more like indoctrination than genuine motivation, making it hard to voice concerns or seek help.

6. High Attrition Rates

It’s noteworthy that