Navigating the Aftermath of a Fender Bender: Insights on Bodily Injury Claims
In December 2024, I found myself involved in a minor vehicle collision, commonly referred to as a fender bender. The incident didn’t seem severe at the time; there was minimal damage to both vehicles, and neither of us felt it necessary to involve the police or an ambulance. However, things took a turn when the other party decided to engage legal representation.
Upon learning that the other driver had sought legal counsel, I promptly disclosed my insurance policy limit of $100,000. My intent was to be forthright and avoid any extended legal battles that might arise should I withhold this information. However, since that initial contact, several months have passed without any updates from the other party’s attorney regarding the nature of the injuries or medical treatments involved.
Interestingly, my curiosity was piqued when I discovered that the other driver has been actively competing in tennis matches and even achieving success—not typically what one might expect from someone claiming to be injured in a car accident. To support my case, I gathered evidence of her athletic involvement, including screenshots of her recent matches, and shared these with my claims adjuster.
This prolonged silence from her legal team raises a few questions in my mind: Is the delay in providing details about her injuries a cause for concern? Should I interpret this as a sign that her claims may not be as robust as implied? While I possess limited assets, it’s crucial to ensure that I am not left vulnerable in a situation that could escalate.
This experience has taught me that navigating bodily injury claims can be a complex and drawn-out process. Communication—or the lack thereof—can significantly impact the course of a claim, and staying proactive in gathering information and documenting every detail is paramount. If you find yourself in a similar situation, consider reaching out to a legal professional for guidance to help protect your interests throughout the claims process.
