Navigating a Fender Bender Bodily Injury Claim: What to Do When Communication Stalls

If you’ve ever been involved in a minor car accident, you might find yourself dealing with complications that go beyond the initial incident. I recently experienced this firsthand after a fender bender in December 2024. Here’s a summary of my situation that may provide insight for others facing similar circumstances.

After the accident, I decided to be proactive by informing the other party about my insurance policy limits, hoping to avoid a lengthy legal battle. To my surprise, I soon learned that the other party had secured legal representation and began inquiring about my coverage, which is capped at $100,000.

It’s now been several months, and I still haven’t received any information from the opposing counsel regarding the nature of her injuries or the treatment she has pursued. Notably, we opted not to involve the police or call an ambulance at the scene, as neither of us sustained significant damage, and the airbags did not deploy.

What’s perhaps more interesting is that I recently discovered she has been actively participating and winning tennis competitions during this time. I gathered evidence in the form of screenshots from those matches and shared them with my claims adjuster to provide context regarding her condition.

Now, I can’t help but wonder: Is the delay in her lawyer’s communication about injuries and medical documentation a cause for concern? I don’t possess substantial assets to protect, but the uncertainty of this process still weighs heavily on my mind.

In situations like these, it’s important to stay informed and patient, especially when dealing with legal proceedings. If you find yourself stuck in a similar situation, consider reaching out to your claims adjuster for guidance or consulting with your own legal professional to understand your rights and options moving forward. Remember, communication is key, and knowing your rights can make a significant difference in the resolution of your claim.