Navigating the Fallout of a Fender Bender: When Communication Lags in Bodily Injury Claims
In December 2024, I experienced a minor vehicle accident—a fender bender, to be exact. Recognizing the potential for complications, the other party quickly retained legal representation and requested my policy limits. I willingly disclosed my coverage amount, which is $100,000, to mitigate the risk of a lawsuit arising during the discovery phase.
Now, several months later, I find myself in a frustrating situation: I have yet to receive any updates from the other party’s lawyer concerning the nature of their client’s injuries or any relevant medical treatments. It’s important to note that we did not involve law enforcement or call for an ambulance at the time of the accident since the damage seemed minimal. Additionally, the airbags did not deploy during the incident.
Interestingly, I’ve come across information indicating that the individual involved has been successfully participating in tennis competitions since the accident, even winning various matches. To support my claim, I have captured screenshots of these events and forwarded them to my claims adjuster.
Given this context, I’m left wondering if the prolonged silence from the other party’s legal counsel is a positive sign for my case. Am I at a disadvantage due to the lack of communication, or could this delay work in my favor? With few assets to my name, the outcome of this claim is crucial for me.
As I navigate this complex process, I hope to shed light on the intricacies involved in bodily injury claims following minor accidents and the importance of communication during this period. If you find yourself in a similar situation, remember that persistence and documentation can be your allies.
