Navigating a Fender Bender Bodily Injury Claim: What’s Next When Communication Stalls
In December 2024, I found myself involved in a minor car accident—a fender bender, to be precise. The incident, while not severe enough to warrant a police report or an ambulance call, has since spiraled into a drawn-out process due to the other party’s decision to enlist legal representation right away.
Upon reaching out, their attorney inquired about my insurance policy limits, which I disclosed honestly in an effort to avoid the complexities of a potential lawsuit arising from a discovery phase. My insurance coverage stands at $100,000, and now, several months have passed without any updates from the other party’s lawyer regarding her injuries or medical treatments.
The delay has me questioning the situation. I’ve discovered that the individual involved has been actively participating and excelling in tennis competitions, a fact that seems inconsistent with her claims of injury. I have even gathered evidence, including screenshots of her match victories, which I’ve shared with my claims adjuster for review.
This prolonged communication gap raises a crucial question: is the slow response from her attorney a red flag for my case? Given my limited assets, I find myself on edge, wondering if this might negatively impact my standing in the claim process.
For anyone facing a similar predicament, it’s essential to understand that delays in communication can occur for various reasons. Whether it’s the gathering of necessary medical documentation or strategic considerations from the other party’s legal team, patience may be required. However, it’s also imperative to remain proactive by ensuring all relevant evidence is documented and shared with your insurance representatives.
In the face of uncertainty, consider consulting with a legal professional to navigate the complexities of bodily injury claims. Having expert guidance can provide clarity and potentially accelerate communication, allowing you to focus on achieving a resolution without unnecessary stress.
