Navigating the Delays in a Fender Bender Bodily Injury Claim
In December 2024, I found myself involved in a minor car accident—commonly referred to as a fender bender. Although the incident seemed negligible at the time, the other party decided to enlist legal representation and inquired about my insurance policy limits, which I disclosed in hopes of averting a potential lawsuit that could arise during the discovery phase. My policy was capped at $100,000.
Fast forward several months, and I am still waiting for the other party’s attorney to provide any updates regarding the nature of the injuries or the medical treatments being pursued. We did not involve law enforcement or emergency services at the scene, as the visible damage was minor and, fortunately, my airbags did not deploy.
Interestingly, I recently discovered that the person I was in the accident with has been actively participating in tennis competitions—some of which they have even won. To keep my claims adjuster informed, I gathered evidence from these matches, including screenshots.
This situation raises a few questions for me: Is the prolonged response from the other party’s legal team worrisome for my case? Given that my assets are limited, should I be concerned about the potential implications of their delay?
It’s essential to understand the typical timeline involved in bodily injury claims, as various factors can affect the speed at which information is exchanged. If you’re in a similar predicament, it’s advisable to remain patient, keep diligent records, and engage with your insurance provider for ongoing updates. The complexities of each case can lead to unexpected developments, and having your documentation organized will strengthen your position should further action be necessary.
Stay tuned as I continue to navigate this challenging scenario and share updates on my experience.
