Title: Navigating a Fender Bender: What to Do When You Haven’t Heard Back
In December 2024, I found myself involved in a minor car accident—a typical fender bender, really. After the incident, the other party quickly retained legal counsel, requesting details about my insurance policy limits. To prevent potential legal complications, I opted to disclose that my coverage caps at $100,000.
Fast forward several months, and I’m still waiting for her lawyer to provide any information regarding the nature of her injuries or the treatments she has received. Given that the accident was relatively minor—no police were called, no ambulances were needed, and the airbags didn’t deploy—I’m starting to wonder about the delay. What complicates matters further is that I’ve discovered she’s been competing in tennis matches and, according to her record, winning them. I even have screenshots of her performance that I shared with my claims adjuster.
Is the lengthy silence from her attorney a cause for concern on my end? It’s essential to understand that delays in communication from the other party’s legal counsel can occur for various reasons, some of which may not reflect negatively on your situation. However, it’s also vital to stay proactive. Here are some steps to consider if you find yourself in a similar scenario:
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Consult Your Own Attorney: Given that you’ve already encountered a legal representative from the other party, it’s wise to consult with your own lawyer. They can help you navigate the complexities of the claim and advise you on the best course of action.
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Document Everything: Keep meticulous records of all correspondence, including emails, letters, and phone calls. This documentation is crucial if you need to pursue further discussions regarding your claim.
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Be Aware of Potential Claims: The lack of injury disclosure from her attorney might cause you concern, especially since you believe they haven’t been forthcoming. Gather any evidence you can find, like your tennis match screenshots, as they may be significant in negotiations.
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Understand Your Coverage: Since you’ve confirmed your policy limits, review what your insurance can provide in terms of support and guidance through this process.
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Assess Your Assets: It’s important to understand how your financial situation may impact the claim. Given that you don’t possess substantial assets, weigh the possibilities of a lawsuit against the practicality of settlement.
In summary, if you’re stuck in a similar waiting game after a fender bender, remember
