Navigating a Fender Bender Bodily Injury Claim: Insights on Delays and Next Steps
In December 2024, I found myself involved in a minor automobile incident commonly referred to as a fender bender. The other party quickly engaged legal representation and requested details about my insurance policy limits. Aiming to avoid a lengthy lawsuit, I disclosed my coverage, which is capped at $100,000.
Since that initial communication, several months have passed, yet I have not received any updates from the other party’s attorney regarding the nature of the claimed injuries or the medical treatment involved. Given the circumstances—no police report was filed and emergency services were not called due to minimal damages, with no airbags deployed—I find myself puzzled by the lack of progress.
Interestingly, I’ve discovered that the other party has remained active in competitive tennis, even winning several matches since the incident. I have collected evidence in the form of screenshots documenting these achievements, which I have shared with my claims adjuster.
As I await more details, I’m left wondering: what does this delay mean for my claim? Is it a positive sign for me that the other party’s attorney has not yet disclosed the injuries or provided the necessary medical records?
In navigating this situation, I realize I don’t possess significant assets, which adds another layer of complexity to the case. For anyone else facing similar circumstances, here are a few key considerations:
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Stay Engaged with Your Claims Adjuster: Regularly check in for updates and share any new information you gather, especially if it may impact the case.
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Document Everything: Maintain a record of all communications and evidence related to the incident, including any findings that might contradict the other party’s claims.
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Consider Legal Advice: If the situation remains unresolved for an extended period, seeking advice from a legal professional can provide guidance and help protect your interests.
In claims involving bodily injuries, timelines can vary widely, but being proactive and informed is essential. I will continue to pursue clarity and resolution, and I encourage others to do the same in similar situations.
