New roof replaced with an insurance claim–now it’s falling off! What’s our best move?

Navigating Roofing Issues After an Insurance Claim: Seeking Solutions for Subpar Work

Dealing with roofing problems can be a daunting experience, especially when you’ve already taken the steps to have your roof repaired through an insurance claim. Recently, a homeowner shared their predicament regarding a new roof installed over a year ago, highlighting the importance of choosing a reliable contractor and understanding your options when things go wrong.

Just over a year ago, this homeowner took action after wind damage necessitated a roof replacement. They opted for a locally-trusted roofing company, believing they made a sound decision. Unfortunately, since the installation, several shingles have begun to detach, leading the homeowner to reach out to the original installer for remedies. While they were initially responsive and replaced the lost shingles, more have since fallen off, raising concerns about the integrity of the work done.

In a bid for clarity, the homeowner sought a second opinion from another roofing company. The assessment revealed troubling news: the shingles installed were deemed unsuitable for the specific mansard roof design and were applied incorrectly. While the flat sections of the roof were reportedly fine, the steeper side walls would likely face further shingle loss if not addressed promptly. The rough estimate for the necessary replacement work alone stood at around $20,000—a significant financial burden.

Faced with these challenges, the homeowner is now at a crossroads. They find themselves pondering whether to hold the original contractor accountable for the improper materials and methods used, particularly given their current lack of confidence in the team’s ability to rectify the situation. Several options present themselves:

  1. Contact the Original Roofing Company: Engaging with the initial contractor about the shortcomings may still yield a resolution, provided they take responsibility for their work.

  2. Liaise with Your Insurance Provider: It might be worth discussing your ongoing issues with your insurance company to determine if they can assist in covering the costs associated with correcting the work.

  3. Seek Legal Counsel: Consulting with a lawyer specializing in construction or roofing issues can provide clarity on rights and obligations, particularly if the installation does not meet industry standards.

  4. Obtain Additional Quotes: Gathering opinions from other reputable roofing contractors can offer more insight and options, which may also strengthen your case should legal action be pursued.

  5. File a New Insurance Claim: If the previous claim does not yield satisfactory results, considering a new claim to address the ongoing issues could be a viable path, albeit with its own challenges.

Homeowners facing similar circumstances should remain proactive

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