Understanding Hertz Liability Insurance for International Car Rentals: Frankfurt to Prague
Planning a road trip from Frankfurt to Prague and renting a vehicle through Hertz? If so, it’s essential to understand the nuances of liability coverage to ensure a smooth and worry-free journey.
When booking a rental car across European borders, many travelers assume their existing insurance or credit card coverage will suffice. In your case, you’re using a Visa Infinite card that includes primary Collision Damage Waiver (CDW) insurance, which often covers damage to the rental vehicle itself. However, liability insurance—protecting you against damages or injuries caused to third parties—is a different matter.
Notably, your personal car insurance policy may not extend liability coverage beyond the United States, and rental companies may require additional coverage for international rentals. During your booking process with Hertz, you may notice options primarily for additional CDW, but not explicitly for liability insurance.
According to various sources and industry standards, liability coverage is typically included in the standard rental agreement in most European countries, which can provide reassurance. However, this inclusion is not always transparently documented or clearly presented during online booking.
Given the ambiguity, here are some recommended steps:
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Review Your Rental Agreement Carefully: Sometimes, the liability coverage details are embedded within the rental terms or included in the base price. Check any provided documentation or confirmation emails.
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Contact Hertz Customer Service Directly: To ensure you’re fully covered, reach out to Hertz’s support team. Confirm whether liability insurance is included for your specific rental and destination, or if you need to purchase additional coverage.
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Consider Additional Insurance Options: If you want extra peace of mind, explore third-party insurance providers specializing in international rental coverage.
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Document Everything: Keep records of your communications and policy details to avoid misunderstandings during your trip.
Traveling abroad can involve a maze of insurance requirements, but with proper planning and confirmation, you can enjoy your European adventure with confidence. Always verify coverage specifics before hitting the road to avoid surprises and ensure comprehensive protection.
Safe travels!
