Tracking driver’s insurance by license plate. My car’s front bumper damaged by their cone.

Title: How to Track Another Driver’s Insurance Using Their License Plate After an Accident

Accidents involving debris on the highway can be stressful and unpredictable. Recently, I encountered a situation in California where a traffic cone, dislodged from a passing truck, struck the front of my vehicle, causing noticeable damage to the bumper.

Fortunately, I had my dashcam recording, which captured the license plate number of the truck responsible. I promptly shared this information with my insurance provider. However, they faced a challenge—they couldn’t determine the vehicle’s VIN based solely on the license plate, so I had to utilize online tools to retrieve and provide the VIN to my insurer.

This experience has raised an important question: can an insurance company or claims adjuster identify the other driver’s insurance details solely from the license plate number? Ideally, I’d prefer to file a claim through their insurance rather than covering the repair costs out of pocket.

For others navigating similar situations, it’s essential to understand your options and steps to protect yourself. Ensuring that your insurance company can access all necessary information efficiently can help streamline the claims process and reduce your liability.

Have you ever faced a similar incident? Sharing your experiences and tips can be invaluable for those dealing with unexpected highway hazards and accidents.

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