How to Track a Driver’s Insurance Using Just Their License Plate: A Recent Experience
Recently, I found myself involved in an unexpected incident on California’s highways. While driving, a traffic cone dislodged from the back of a truck and struck the front of my vehicle, causing noticeable damage. Fortunately, I was recording the journey with a dashcam, which captured the license plate number of the offending vehicle.
After the incident, I promptly relayed the license plate information to my insurance provider. However, they encountered difficulty retrieving the Vehicle Identification Number (VIN) directly from the license plate, prompting me to use several online tools to obtain and supply that data.
This experience raised an important question: Can an insurance company or claims adjuster determine the other driver’s insurance details solely based on their license plate number? I am hopeful they can, as my primary goal is to process a claim through their insurance rather than paying out of pocket for my damages.
For others who might find themselves in a similar situation, it’s essential to understand the available options for tracking a vehicle’s insurance information and what steps you should take afterward to protect yourself from liability. Have you ever navigated a comparable scenario? Sharing your insights and experiences can help others better prepare for such unexpected road incidents.
