How to Track Vehicle Insurance Using License Plates After an Accident
Experiencing unexpected damage on the road can be stressful, especially when it involves another driver’s negligence. Recently, I encountered a situation while driving on a California highway where a safety cone, dislodged from a truck ahead, struck my vehicle’s front bumper, resulting in noticeable damage.
Fortunately, my dashcam captured the incident clearly, including the license plate number of the truck involved. I promptly reported this information to my insurance company. However, they faced difficulty retrieving the Vehicle Identification Number (VIN) based solely on the license plate. To aid in the process, I turned to online tools to obtain the VIN and provided that to my insurer.
This situation raises an important question: Can an insurance company or claims adjuster identify the other driver’s insurance details solely using their license plate number? Ideally, they should be able to, allowing me to pursue a claim directly with their insurer rather than bearing the cost out of pocket.
If you find yourself in a similar predicament, it’s wise to document the incident thoroughly — including taking clear photos or videos, noting the license plate details, and collecting any evidence that supports your claim. Additionally, contacting your insurance provider with all available evidence can expedite the process of identifying the responsible party’s insurance coverage.
Have you experienced similar road incidents? Sharing your insights and advice can help others navigate the often complex process of handling insurance claims after unpredictable road hazards. Remember, being proactive and prepared is key to protecting your interests after an accident.
