How to Track Vehicle Insurance Using License Plates After an Accident
Experiencing unexpected damage while on the road can be stressful, especially when it involves debris like a flying traffic cone. Recently, I was driving on a California highway when a cone dislodged from a truck ahead and struck the front bumper of my vehicle, causing noticeable damage.
Fortunately, I had the presence of mind to record footage with my dashcam, which captured the license plate of the offending truck. I promptly submitted this information to my insurance company to initiate the claims process. However, my insurance agent informed me that they couldn’t retrieve the vehicle Identification Number (VIN) solely from the license plate. I had to supplement the process by utilizing online tools to provide the VIN, ensuring the claim had all necessary details.
This experience leads me to wonder: can an insurance company or claims adjuster identify the other driver’s insurance coverage using only the license plate number? I’m hopeful they can, as my goal is to pursue a claim directly against their insurer rather than covering the deductible out of pocket.
For fellow drivers in similar situations, what steps should you take to protect yourself and ensure you aren’t held liable for damages caused by others? Have you gone through a similar process, and do you have tips or insights to share?
Key Takeaways:
– Always document incidents with video or photos when possible.
– Keep a record of license plates and other identifiable information.
– Use online resources to find VINs or additional vehicle details if needed.
– Communicate promptly with your insurance provider to kick-start the claim process.
– Understand that license plates can often lead to uncovering insurance information, but verification might require supplementary methods.
Navigating accident claims can be complex, but being prepared and informed can make the process smoother. If you’ve encountered similar circumstances, sharing your experience can help others handle their own incidents more effectively.
