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Month: June 2025

Subtenant caused massive water damage. Will my renter’s insurance ($300k liability) cover it?
Insurance

Subtenant caused massive water damage. Will my renter’s insurance ($300k liability) cover it?

Understanding Renter’s Insurance Coverage for Water Damage: A Case Study In the realm of housing and tenant agreements, navigating the…

by IFadminJune 7, 2025
Accident over 1 year ago but I didn’t tell my insurance and there are no claims on my insurance policy, the other party’s insurance contacted me to get a statement
Insurance

Accident over 1 year ago but I didn’t tell my insurance and there are no claims on my insurance policy, the other party’s insurance contacted me to get a statement

Navigating Post-Accident Insurance Matters: A Year Later Accidents can happen to the best of us, often leading to a complicated…

by IFadminJune 7, 2025
Can someone tell me how in the WORLD it’s legal in the US to not have car insurance??
Insurance

Can someone tell me how in the WORLD it’s legal in the US to not have car insurance??

Understanding the Controversy: The Legality of Driving without Car Insurance in the U.S. It’s a perplexing situation that often raises…

by IFadminJune 7, 2025
Did I pay an unnecessary fee? I don’t understand why I paid my insurance and a tow truck.
Insurance

Did I pay an unnecessary fee? I don’t understand why I paid my insurance and a tow truck.

Understanding Tow Truck Fees: A Personal Account of Insurance Confusion Navigating the world of roadside assistance and insurance can often…

by IFadminJune 7, 2025
Arborist said tree fell because of wind & rain; insurance says rain-only and denied. What do?
Insurance

Arborist said tree fell because of wind & rain; insurance says rain-only and denied. What do?

Navigating Insurance Disputes: What to Do When Your Claim Gets Denied Recently, I faced an unfortunate incident when a tree…

by IFadminJune 7, 2025
On my parents’ insurance….ER visit shows up as $500 charge, but I’m scared my mom will find out the real reason
Insurance

On my parents’ insurance….ER visit shows up as $500 charge, but I’m scared my mom will find out the real reason

Navigating Medical Privacy: A Personal Dilemma Finding oneself in the uncomfortable position of dealing with medical bills can be distressing—especially…

by IFadminJune 7, 2025
Should I get a non-owners auto policy if I temporarily don’t have a vehicle?
Insurance

Should I get a non-owners auto policy if I temporarily don’t have a vehicle?

Title: Do You Need a Non-Owner Auto Insurance Policy If You Don’t Have a Car? Are you contemplating a move…

by IFadminJune 7, 2025
My home insurance policy won’t renew in Aug because I have tree limbs from an oak over the house. I just talked to an arborist though and he said removing the limbs would kill the tree. He said they can do a weight reduction on the limbs to decrease the risk of damage to the house. What do I do?
Insurance

My home insurance policy won’t renew in Aug because I have tree limbs from an oak over the house. I just talked to an arborist though and he said removing the limbs would kill the tree. He said they can do a weight reduction on the limbs to decrease the risk of damage to the house. What do I do?

Navigating Home Insurance Challenges: A Tree Dilemma Homeownership often comes with its fair share of complexities, and sometimes a single…

by IFadminJune 7, 2025
Arborist said tree fell because of wind & rain; insurance says rain-only and denied. What do?
Insurance

Arborist said tree fell because of wind & rain; insurance says rain-only and denied. What do?

Navigating Insurance Disputes: What to Do When Your Claim Gets Denied Recently, I faced a frustrating situation that might resonate…

by IFadminJune 7, 2025
I have a question, and it’s just a question …I didn’t have an accident or a ticket.
Insurance

I have a question, and it’s just a question …I didn’t have an accident or a ticket.

Understanding Insurance Points vs. DMV Negligent Operator Points in California As a responsible driver, it’s essential to navigate the complexities…

by IFadminJune 7, 2025

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