Unsolicited Collection Notice for Non-Existent Accident: Is This a Scam?
Recently, I received an alarming letter from a company called SubroIQ, demanding over $8,700 for damages related to a car accident that allegedly occurred on April 20, 2025. The correspondence states that they are representing Infinity Insurance and that I am personally liable for damages incurred in this incident.
What raises suspicion is that I sold my vehicle in February 2025, and I promptly submitted a Release of Liability to the DMV—proof of which I have retained. Importantly, I was not involved in any accident with that vehicle after the sale, nor was I in possession of a car at the time of the alleged incident.
Additionally, I do not recognize the name of the other party, the claim number provided, or any related details. The letter appears to be professionally formatted, including official claim numbers, my personal information, a QR code, and urgent language implying that non-response could lead to license suspension and further legal actions—especially relevant since I reside in California.
This situation leaves me perplexed and somewhat concerned. Is this a scam designed to intimidate and extract money? Or could it be a case of mistaken identity or clerical error? I would appreciate guidance on how to handle this situation appropriately without escalating the issue.
Has anyone encountered similar notices from SubroIQ or similar companies? Your insights and advice would be very valuable.
Stay vigilant, and always verify claims before taking any action.
