Understanding Your Options After a Vehicle Accident in California
Today, I experienced an unexpected setback when another driver involved in a traffic incident failed to provide essential information after colliding with my vehicle. As I approached a stop sign, a vehicle pulling out from a parallel parking spot struck the middle of my car, damaging the front passenger side door.
Since I’ve never been in a situation like this before, I contacted local authorities. I was informed that since no injuries appeared apparent and there were no immediate concerns, police response was not necessary. Nevertheless, we exchanged contact details and I ensured to photograph the damage—particularly the front passenger side bumper—and recorded the license plate number. I shared my insurance and driver’s license details with the driver, but unfortunately, he has since become unresponsive and has not provided any further information.
After returning home, I promptly filed a claim with my insurer, Geico, and am awaiting further guidance. Now, I find myself contemplating the next steps and seeking guidance on several key issues:
Should I continue trying to contact the other driver?
While maintaining communication might seem worthwhile, it’s uncertain if additional efforts will yield new information. Currently, I have enough details—license plate, photos, and insurance information—to proceed with my claim. Persistent calls may not make a difference if the driver refuses to cooperate.
Is filing a police report warranted?
In California, police typically get involved in accidents if someone is injured or if damages surpass $1,000. Given that my neck and back are now beginning to stiffen and ache—symptoms I’m monitoring closely—there’s a possibility these could qualify as injuries. Additionally, since I haven’t yet received an estimate from Geico, understanding the damage extent is crucial. Remember, California law generally requires reporting such incidents within 10 days.
Does the damage support a claim of exceeding $1,000?
From visual assessment, the damage seems significant but whether it reaches or exceeds the $1,000 threshold depends on professional estimates. Having photographs and repair quotes will assist in this evaluation.
What are my next steps?
I am eager to understand how Geico will handle this claim, how long it typically takes to receive a resolution, and whether I might face complications. Should I pursue a formal police report for a hit-and-run? Would consulting with a local attorney or auto claims specialist be beneficial?
Final thoughts: Navigating post-accident procedures can be stressful, especially when dealing with uncooperative drivers and
