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Day: July 21, 2025

Homeowner’s claim…can you choose to NOT repair something and instead rebuild as new? Will your policy ‘automatically’ cover this new structure/upgrade?
Insurance

Homeowner’s claim…can you choose to NOT repair something and instead rebuild as new? Will your policy ‘automatically’ cover this new structure/upgrade?

Understanding Insurance Claims: Repair or Rebuild – What Are Your Rights as a Homeowner? When facing property damage, homeowners often…

by IFadminJuly 21, 2025
Do I need renters insurance to keep umbrella active?
Insurance

Do I need renters insurance to keep umbrella active?

Does Renters Insurance Play a Role in Maintaining Your Umbrella Policy? As property owners with multiple assets in California—including two…

by IFadminJuly 21, 2025July 21, 2025
Repair Shop Damaged My Vehicle, Doesn’t Want to Own Up to It.
Insurance

Repair Shop Damaged My Vehicle, Doesn’t Want to Own Up to It.

How to Handle Vehicle Damage at a Repair Shop: A Step-by-Step Guide Discovering damage to your vehicle after a repair…

by IFadminJuly 21, 2025
Med-Evac claim denied in life threatening emergency since too little time to call & wait for underwriters
Insurance

Med-Evac claim denied in life threatening emergency since too little time to call & wait for underwriters

Understanding the Challenges of Med-Evac Claim Denials in Critical Emergencies Navigating insurance claims during life-threatening medical situations can be complex…

by IFadminJuly 21, 2025July 21, 2025
I have a car that I drive less than 3,000 miles a year. What’s the best way to go about insurance for it?
Insurance

I have a car that I drive less than 3,000 miles a year. What’s the best way to go about insurance for it?

Optimizing Car Insurance for Occasional Use: A Case Study If you own a vehicle that sees limited use—say, less than…

by IFadminJuly 21, 2025
Unlivable house from water damage and Insurance won’t rehouse us
Insurance

Unlivable house from water damage and Insurance won’t rehouse us

Title: Navigating Water Damage and Insurance Challenges: A Homeowner’s Experience Facing Water Damage and Rehousing Concerns: A Homeowner’s Perspective Water…

by IFadminJuly 21, 2025
Unlivable house from water damage and Insurance won’t rehouse us
Insurance

Unlivable house from water damage and Insurance won’t rehouse us

Title: Navigating Water Damage Challenges in Your Home: When Insurance Won’t Cover Temporary Relocation Dealing with unexpected water damage can…

by IFadminJuly 21, 2025
Not at fault in accident (rear-ended). Texas DPS driving record now shows “CRASH EVENT” on driver’s record (but no fault descriptor)…do insurance companies use driving records or only LexisNexis/CLUE reports?
Insurance

Not at fault in accident (rear-ended). Texas DPS driving record now shows “CRASH EVENT” on driver’s record (but no fault descriptor)…do insurance companies use driving records or only LexisNexis/CLUE reports?

Understanding How Insurance Companies Use Driving Records and External Data Reports If you’ve recently been involved in a vehicle accident…

by IFadminJuly 21, 2025
Sold my car signed pink slip also have proof of release of Liability. Guy got into an accident didn’t have insurance now AFNI is sending something saying I owe them 12k for damages on a car he hit with no INSURANCE. Even though I had already sold him the car prior. Is this legal?
Insurance

Sold my car signed pink slip also have proof of release of Liability. Guy got into an accident didn’t have insurance now AFNI is sending something saying I owe them 12k for damages on a car he hit with no INSURANCE. Even though I had already sold him the car prior. Is this legal?

Understanding Liability After Selling a Vehicle: Legal Considerations and Best Practices Selling a vehicle can be a straightforward process, but…

by IFadminJuly 21, 2025
Hit by a driver who hasn’t given me his DL or Insurance info (CA)
Insurance

Hit by a driver who hasn’t given me his DL or Insurance info (CA)

Understanding Your Next Steps After a California Car Accident: What to Do When the Other Driver Doesn’t Share Insurance Information…

by IFadminJuly 21, 2025

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Recent Posts

  • What’s going on here? Ex takes out life insurance policies on people, forges signatures, etc
  • Sold my car signed pink slip also have proof of release of Liability. Guy got into an accident didn’t have insurance now AFNI is sending something saying I owe them 12k for damages on a car he hit with no INSURANCE. Even though I had already sold him the car prior. Is this legal?
  • Mercury Insurance canceled me after 1 month, giving me 3 weeks to repair but can’t find worker in time
  • Sold my car signed pink slip also have proof of release of Liability. Guy got into an accident didn’t have insurance now AFNI is sending something saying I owe them 12k for damages on a car he hit with no INSURANCE. Even though I had already sold him the car prior. Is this legal?
  • Not at fault in accident (rear-ended). Texas DPS driving record now shows “CRASH EVENT” on driver’s record (but no fault descriptor)…do insurance companies use driving records or only LexisNexis/CLUE reports?

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