Is it advisable to maintain insurance coverage on a car that has been declared a total loss?
When a car is deemed a total loss, it means the cost to repair the vehicle exceeds a certain percentage…
Year: 2025
Is it possible for auto insurance companies in Canada to access my previous coverage history?
Auto insurance companies in Canada indeed have mechanisms to verify your prior coverage history. When you apply for a new…
Is it possible for my auto insurance to still cover my claim?
Determining whether your auto insurance can still cover a claim depends on several factors related to your policy and the…
What are the consequences following an accident where I am at fault?
After an accident where you are deemed at fault, several steps and consequences typically follow: Insurance Notification and Claims: You…
What is the best car insurance plan for a 16-year-old driver?
Choosing car insurance for a 16-year-old can be challenging, given that young drivers are often considered high-risk by insurers, leading…
Is it possible to cancel my insurance claim and personally cover the repair costs to prevent my car from going through the “salvage” process in California?
Yes, you can choose to cancel your insurance claim and pay for the repairs yourself if you want to avoid…
Is the premium affected by transferring a loss to a new owner?
When a loss is transferred to a new owner, it can indeed impact the insurance premium. The specifics depend on…
Has the insurance premium increased as a result of removing one vehicle from a policy that covered three vehicles?
When you remove one vehicle from a multi-vehicle insurance policy, it may lead to a change in the overall premium…
“Is there a possibility that my car insurance rates will decrease in the future?”
Car insurance premiums are influenced by a variety of factors, and whether or not they will become cheaper for you…
“A car chased by the police side-swiped my vehicle; should I report this incident?”
Yes, you should report the incident for several important reasons: Legal Obligation: Depending on your jurisdiction, there may be legal…