Title: How to Track a Driver’s Insurance Using License Plate Information After an Incident
Driving on California highways, I experienced an unexpected incident when a traffic cone dislodged from the back of a truck and struck my vehicle’s front bumper, causing noticeable damage. Fortunately, I was able to record the driver’s license plate number with my dashcam, which allowed me to take the necessary initial steps toward resolving the issue.
After providing the license plate details to my insurance company, I learned that they couldn’t retrieve the vehicle’s VIN directly from the plate. To assist their investigation, I used several online resources to find and submit the VIN.
This situation raises an important question: can an insurance provider or claims adjuster identify the other party’s insurance information solely based on their license plate? Ideally, I hope they can, as I’d prefer to file a claim directly with the other driver’s insurer rather than covering the deductible out of pocket.
For others facing similar circumstances, it’s crucial to gather as much evidence as possible—such as dashcam footage and license plate details—and communicate promptly with your insurer. Additionally, consulting with your insurance agent on the best steps to protect yourself from liability can be beneficial.
Has anyone else experienced a similar situation? Sharing your insights and advice can help others navigate the complexities of post-accident claims effectively.
