2024 Subaru Outback Wilderness
Hi there! I’m located in northern Illinois and I’m curious if paying $300 for my car insurance is considered high. I’m 21 years old and have a clean driving record aside from one speeding ticket I received three years ago. Thanks for any insights!
Hi! Considering your situation, $300 per month for car insurance on a 2024 Subaru Outback Wilderness isn’t excessively high, especially for a 21-year-old. Insurance rates can vary widely based on several factors including your location, driving history, coverage levels, and the specific insurance company.
Since you have a speeding ticket from three years ago, that could be affecting your rates a bit. Typically, younger drivers often see higher premiums. It’s always a good idea to shop around and compare quotes from different insurers to see if you can find a better deal. Additionally, check if there are any discounts you might be eligible for, such as good student discounts or bundling with other policies.
Have you considered your coverage limits? Sometimes adjusting those can affect your premiums as well. Let me know if you have any questions or need more specific advice!