Understanding Your Rights After a Vehicle Accident in California: What to Do When the Other Driver Fails to Provide Insurance Information
Experiencing a collision on the road can be stressful, especially when the at-fault driver does not cooperate. If you’ve recently been involved in an accident in California where the other driver leaves the scene without sharing insurance and license details, it’s crucial to know your next steps to protect yourself and ensure proper resolution.
The Incident
While approaching a stop sign, I was struck by a vehicle pulling out of a parallel parking spot. The impact primarily damaged the front passenger side door of my car, with the collision hitting the middle section of my vehicle. I immediately contacted the police, but they informed me that if no injuries are reported, their presence isn’t mandatory.
During the exchange, I gathered the other driver’s phone number, home address, and took detailed photos of their car and the damage. However, despite sharing my insurance and license information, the driver has since become unresponsive and refuses to provide further details.
Action Taken
Upon returning home, I promptly filed a claim with my insurance provider, Geico, and am awaiting guidance from them. Meanwhile, I am contemplating my next steps and seeking advice on several points:
Key Considerations and Questions
-
Further Contact with the Other Driver:
Should I continue to pursue the at-fault driver for their insurance details? Will persistent attempts influence the outcome, or have I already collected enough information (license plate, photos, contact details) to proceed with my claim? -
Filing a Police Report for Hit and Run:
In California, a hit-and-run incident typically warrants a police report if someone sustains injuries or damages exceed $1,000. Given that I haven’t confirmed significant injuries but am experiencing neck and back stiffness, should I report the incident now? What are the implications if damages are below $1,000, and how might that impact the process? -
Assessing the Damage:
Based on the photos and description, does the damage to my vehicle likely surpass the $1,000 threshold? An estimate from a trusted mechanic or body shop could provide clarity. -
Next Steps and Insurance Coverage:
What actions should I take moving forward? Will Geico cover the repairs? How soon can I expect them to respond? Are there any potential pitfalls or concerns I should be aware of in this process?
Final Thoughts
Navigating after an accident where the other party doesn’t cooperate
