Should I inform car insurance companies about my accident even if my points were removed?

Yes, you should inform your car insurance company about any accidents you are involved in, regardless of whether points were removed from your driving record afterward. Car insurance policies typically require policyholders to disclose any incidents that could affect their risk profile, including accidents where points were removed. Failure to disclose such information could put you at risk of policy cancellation or denial of claims in the future. Insurance companies assess your risk based on your driving history, and non-disclosure might be considered a form of misrepresentation. Transparency about your driving history ensures that your coverage is valid and can prevent complications if you need to file a claim later.

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