Inquiry About Hit and Run Insurance Claim
I’m seeking advice regarding a hit and run incident involving my mom’s car. We’re currently in the process of moving, and we just received temporary registration and plates last week. However, the insurance still reflects her old registration and plates. Today, someone hit my mom’s car and fled the scene.
We have a police report, witness statements, and even the license plate number of the vehicle involved, which has been provided to the police. My question is: Will there be any issues with her insurance due to the new temporary plates? What’s the best way to navigate this situation? Any guidance would be greatly appreciated!
I’m sorry to hear about the hit and run incident your mom experienced. Regarding your question about the temporary registration and plates, here are some things to keep in mind:
Contact Your Insurance Company: It’s essential to notify your mom’s insurance company about the incident as soon as possible. Explain the situation about the temporary registration and plates. They are accustomed to handling various situations and will guide you through the claims process.
Documentation: Since you already have a police report and witness testimony, make sure to keep copies of all documents related to the incident, including the information from the witness who provided the license plate number of the other vehicle. This information is crucial for the police and your insurance claim.
Temporary Registration: Temporary registrations typically do not affect the eligibility for coverage, especially since the car was insured at the time of the accident. However, your insurance company will ultimately determine any eligibility issues based on their terms and conditions, so it’s best to clarify this with them directly.
Claim Process: Follow your insurance company’s instructions on how to file the claim. They may ask for specific documents related to the accident, or they might send an adjuster to assess the damage.
Legal Advice: If you encounter difficulties with the insurance claim or if you have concerns about liability issues, you might also consider consulting with a legal professional to understand your rights and obligations better.
In summary, communicate openly with the insurance company and provide them with all the information and documentation you have. That will help ensure a smoother claims process. Good luck!