The ability for your partner to keep auto insurance bundled with their parents’ home insurance after moving largely depends on the policies of the insurance company and the specific terms and conditions outlined in the insurance agreements. Most insurance companies may require the insured party to live at the address listed on the policy to qualify for bundling benefits, such as discounts. Often, these policies are designed for individuals who reside in the same household.
If your partner moves out, the insurer might need to issue a new policy that solely reflects their circumstances. Furthermore, insurance providers usually expect accurate information about the policyholder’s living situation since it can affect premium calculations and risk assessments.
To ensure compliance with the insurance company’s rules and avoid potential issues with claims, it is advisable for your partner to contact the insurance provider directly to discuss their new living situation. The insurer can provide guidance on whether the bundling can be retained or if different coverage should be pursued.
