Seeking Recommendations for High-Risk Insurance in Ontario
I’m on the hunt for recommendations for high-risk insurance in Ontario. I have a few speeding tickets and a failure to surrender my insurance card because I accidentally left it in another wallet (I know, not my brightest moment, haha). Any suggestions for the best options out there?
Finding the best high-risk car insurance in Ontario can be challenging, but there are several companies that specialize in this area. Here are a few tips and suggestions:
Check with Brokers: Insurance brokers can help you find the best rates for high-risk drivers. They have access to multiple insurance providers and can compare quotes for you.
Specialized Insurers: Some companies, like Aviva or Intact, may offer specific policies tailored for high-risk drivers. It’s worth reaching out to them directly for quotes and information.
Consider Usage-Based Insurance: Some insurers offer usage-based programs where your driving habits are monitored. If you demonstrate safe driving over time, you may receive discounts on your premiums.
Shop Around: Don’t just settle with the first quote you receive. Make sure to get multiple quotes from different insurers to ensure you’re getting the best deal.
Look for Discounts: Ask about any available discounts, such as for completing a defensive driving course, bundling home and auto insurance, or low mileage.
Online Reviews: Check reviews and ratings online to see how other high-risk drivers have fared with different insurers.
Lastly, it’s always a good idea to read the policy details carefully to understand the coverage and limitations. If anyone has specific experiences or recommendations, feel free to share!