Hit and Run Confusion
I was in the process of switching my insurance to a family member’s policy when I stumbled upon a hit and run claim—or at least that’s what it looks like in my accident history. I’m puzzled by this because I’ve never left the scene of an accident; it just doesn’t make sense to me. I would prefer not to have this on my record.
I no longer have that policy since I’m not driving that vehicle anymore, and I can’t recall receiving any notification from GEICO regarding a hit and run. Is there anything I can do about this? This incident supposedly occurred last year, and it’s been a few months now.
It sounds like a frustrating situation to find yourself in, especially if you believe you were not involved in a hit and run incident. Here are some steps you can take:
Contact Your Insurance Company: Reach out to Geico to inquire about the hit and run claim. Ask for details, including the date of the incident, and if it’s indeed linked to your name or vehicle. Clarify any discrepancies that you might have.
Review Your Driving Record: Check your driving record to see if there are any mentions of this incident. You can usually request your driving record through your state’s Department of Motor Vehicles (DMV).
Gather Information: If you have documentation on your previous policy and any communications with Geico, gather this information for reference during your discussions with them.
Request an Investigation: If it turns out that the claim is indeed related to you and you believe it’s a mistake, ask Geico to conduct an investigation. They may require information or statements from you regarding the incident.
Monitor Your Credit Report: If the hit and run claim somehow affects your insurance rates or credit, keep an eye on your credit report for any unusual activity or errors.
Seek Legal Advice: If you feel that the matter isn’t being resolved satisfactorily, consider consulting with an attorney who specializes in insurance disputes. They can provide you with options moving forward.
Stay Organized: Keep a detailed record of all interactions you have regarding this issue, including dates, times, and the names of representatives you speak with.
Taking these steps may help clarify the situation and protect your driving record from any unwanted claims. Good luck!