Erie Insurance Rate Increase for 2025
I just received my 2025 auto insurance bill from Erie Insurance, and I’m shocked by the significant rate increase. It seems to stem from an incident where one of my adult sons hit an unknown object on the turnpike late at night, which caused damage to one of our cars. Since it wasn’t anyone’s fault, Erie covered around $3,500 for repairs. However, I don’t believe that justifies such a dramatic increase in premiums for each vehicle!
Has anyone else experienced steep rate hikes from Erie Insurance?
| Vehicle | 2013 Accord | 2010 LaCrosse | 2013 Sienna | 2021 Accord | 2017 Accord |
|——————|————-|—————-|————–|————–|————–|
| 2024 Cost | $436.00 | $207.00 | $326.00 | $368.00 | $371.00 |
| 2025 Cost | $634.00 | $337.00 | $733.00 | $699.00 | $596.00 |
| % Increase | +45% | +63% | +125% | +90% | +61% |
It sounds very frustrating to see such significant increases in your auto insurance rates, especially when the claim was not due to negligence. A 45% to 125% jump is certainly eye-catching, and it’s understandable to question why the rates have spiked so much.
Have you considered reaching out to Erie Insurance to get a detailed explanation for these increases? Sometimes, they can provide insights into broader trends affecting rates, like increases in repair costs or even regional claim frequency. Additionally, it could be worth comparing your rates with other insurance providers to see if you can find a better deal, especially if you’re not satisfied with Erie’s response.
It might also help to share this experience with others; you could find reassurance or advice from folks who faced similar issues with their insurance rates.