Passenger Involved in an Accident
Imagine a passenger in an Uber that is involved in an accident where the Uber is at fault for not yielding. If the passenger decides to file a lawsuit against Uber, will this affect their own car insurance rates?
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In most cases, if a passenger in an Uber sues the rideshare company due to an accident where the Uber driver is at fault, the passenger’s own car insurance should not be affected. This is because the passenger is not the one at fault in the accident, and their insurance typically covers their own vehicle and liability when they are driving, not while they are a passenger in someone else’s vehicle.
Instead, the claim would generally be handled through Uber’s liability insurance, which is designed to cover accidents involving their drivers. However, if the passenger also has their own personal injury claim separate from the situation involving Uber, their insurance provider might get involved in that process.
Always recommend consulting with a legal professional or insurance representative for specific advice based on the circumstances.