Navigating Insurance Rates After a DUI: What to Expect When Moving States

When it comes to navigating the complexities of auto insurance, experiencing a DUI can understandably cause concern about potential rate increases. However, one long-time policyholder has shared an intriguing story that could provide insights for others in similar situations.

After 15 years with GEICO, this individual faced a DUI arrest in February 2024, leading to a three-month license suspension imposed by the DMV in June 2024. Interestingly enough, despite these circumstances, they noticed that their insurance premiums did not spike following the incident. This situation has prompted questions regarding policy practices and the potential impact of relocating.

According to this policyholder, GEICO seems to have a reputation for not regularly conducting MVR (Motor Vehicle Record) checks, which could explain why their rates remained unchanged after the DUI. However, as they prepare to move to a different state, a critical question arises: will updating their address prompt GEICO to perform a new MVR check, resulting in altered rates?

This scenario resonates with many who are managing the intersection of legal issues and insurance coverage. If you’ve been through something similar, your insight would be invaluable. How did your insurance provider respond after a DUI, especially when you changed your residence? Any shared experiences or advice would be greatly appreciated.

Navigating insurance policies after a DUI can be daunting, but open discussions about personal experiences can offer a clearer picture of what to expect. Stay informed and empowered as you tackle your insurance journey!