Navigating a Bodily Injury Claim After a Fender Bender: What to Expect
In December 2024, I found myself involved in a minor accident—often referred to as a “fender bender.” The other party quickly sought legal representation and requested my insurance policy limits. In an effort to prevent any potential legal disputes, I provided them with my coverage maximum: $100,000. Since that communication, however, several months have passed without any updates from the other party’s attorney regarding the specifics of their injuries or necessary medical treatments.
We opted not to involve law enforcement or emergency services at the scene due to the minimal damage and the fact that none of the airbags had deployed. Recently, I’ve stumbled upon some intriguing information. It seems that the individual I was in the accident with has been actively participating in tennis competitions—and even winning them. I’ve documented this with screenshots of her matches and relayed this information to my claims adjuster.
As I navigate this process, I find myself questioning whether the prolonged silence from her lawyer is concerning. Does it reflect poorly on my case? I’m also aware that I have limited assets, which complicates things further. Is this situation common, and what implications could it have for any potential settlement or claims?
Understanding the timeline and expectations in personal injury claims is crucial. While it can feel unsettling when facing delays, various factors could be at play, including negotiations between attorneys, the complexity of the medical documentation, or even the other party’s strategy. It’s important to remain patient and maintain clear communication with your claims adjuster as the situation unfolds.
In the end, navigating bodily injury claims, especially after minor accidents, can be a complex arena. Staying informed and proactive will serve you well as you move forward.
