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Author: IFadmin

State Farm won’t insure our home due to 2 claims in 3 years, but we owned two houses?
Insurance

State Farm won’t insure our home due to 2 claims in 3 years, but we owned two houses?

Understanding Insurance Denials: When Multiple Claims Impact Homeowners with Multiple Properties Navigating the complexities of homeowners insurance can be challenging,…

by IFadminJuly 21, 2025
State Farm won’t insure our home due to 2 claims in 3 years, but we owned two houses?
Insurance

State Farm won’t insure our home due to 2 claims in 3 years, but we owned two houses?

Understanding Insurance Challenges: When Multiple Claims Impact Home Coverage Navigating the world of homeowners insurance can be complex, especially when…

by IFadminJuly 21, 2025
If someone hits your car and they don’t have insurance is the amount literally what they owe out of their pocket ? What if they decide to ignore the bill they owe?
Insurance

If someone hits your car and they don’t have insurance is the amount literally what they owe out of their pocket ? What if they decide to ignore the bill they owe?

Understanding Financial Responsibility After an Uninsured Collision: What You Need to Know Dealing with a car accident is stressful enough,…

by IFadminJuly 21, 2025
Hit by a driver who hasn’t given me his DL or Insurance info (CA)
Insurance

Hit by a driver who hasn’t given me his DL or Insurance info (CA)

Understanding Your Next Steps After a Car Accident Without Sufficient Information (California) Experiencing a car accident can be stressful, especially…

by IFadminJuly 21, 2025
Other driver’s lawyer wants access to my employment history
Insurance

Other driver’s lawyer wants access to my employment history

Legal Considerations in Personal Injury Cases: Employment History Requests from Defense Attorneys Navigating the complexities of personal injury litigation can…

by IFadminJuly 21, 2025
Not at fault in accident (rear-ended). Texas DPS driving record now shows “CRASH EVENT” on driver’s record (but no fault descriptor)…do insurance companies use driving records or only LexisNexis/CLUE reports?
Insurance

Not at fault in accident (rear-ended). Texas DPS driving record now shows “CRASH EVENT” on driver’s record (but no fault descriptor)…do insurance companies use driving records or only LexisNexis/CLUE reports?

Understanding Traffic Records and Insurance Investigations After an At-Fault Accident Recently, a driver involved in a rear-end collision in Texas…

by IFadminJuly 21, 2025
If someone hits your car and they don’t have insurance is the amount literally what they owe out of their pocket ? What if they decide to ignore the bill they owe?
Insurance

If someone hits your car and they don’t have insurance is the amount literally what they owe out of their pocket ? What if they decide to ignore the bill they owe?

Understanding Financial Responsibilities After a Car Accident Without Insurance Navigating the aftermath of a car accident can be complex, especially…

by IFadminJuly 21, 2025
I have a car that I drive less than 3,000 miles a year. What’s the best way to go about insurance for it?
Insurance

I have a car that I drive less than 3,000 miles a year. What’s the best way to go about insurance for it?

Optimal Car Insurance Strategies for Infrequently Driven Vehicles: A Guide for Enthusiasts Owning a vehicle that sees limited use can…

by IFadminJuly 21, 2025
Homeowner’s claim…can you choose to NOT repair something and instead rebuild as new? Will your policy ‘automatically’ cover this new structure/upgrade?
Insurance

Homeowner’s claim…can you choose to NOT repair something and instead rebuild as new? Will your policy ‘automatically’ cover this new structure/upgrade?

Understanding Your Homeowner’s Insurance Coverage: Repair vs. Rebuild Choices When disaster strikes, homeowners often face complex decisions regarding repairs and…

by IFadminJuly 21, 2025
Sold my car signed pink slip also have proof of release of Liability. Guy got into an accident didn’t have insurance now AFNI is sending something saying I owe them 12k for damages on a car he hit with no INSURANCE. Even though I had already sold him the car prior. Is this legal?
Insurance

Sold my car signed pink slip also have proof of release of Liability. Guy got into an accident didn’t have insurance now AFNI is sending something saying I owe them 12k for damages on a car he hit with no INSURANCE. Even though I had already sold him the car prior. Is this legal?

Understanding Liability After Vehicle Sale: What You Need to Know Selling a vehicle can be a straightforward process, but it…

by IFadminJuly 21, 2025

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