If the officer couldn’t determine who was at fault, will my insurance premiums increase?
Whether your insurance rates will rise depends on several factors. Typically, insurance rates can increase if you’re found at fault…
Author: IFadmin
If a general liability insurance policy has significantly understated revenue and is audited, must the premium difference be paid, or can the insured terminate coverage without a penalty?
In the event that a general liability insurance policy has significantly understated its revenue and hence its premium base, an…
Can an insurance company rely solely on a citation that was dismissed in court to deem a driver at fault in an accident with no witnesses besides the drivers?
Insurance companies generally have their own criteria for determining fault in an accident, which may differ from legal standards in…
Is it possible for my insurance company to raise my coverage limits after the policy has commenced?
In general, an insurance company can increase your coverage after your policy has begun, but this usually requires your consent.…
Who is responsible for the incident shown in the dash cam footage?
When assessing responsibility based on dash cam footage, several factors need to be evaluated. First, establish the perspective of the…
What are the steps to successfully negotiate a total loss settlement?
Negotiating a total loss settlement can be a complex process, but by following a structured approach, you can increase the…
Hi everyone, my car was damaged by a burnt vehicle in the parking lot (the owner doesn’t have insurance); who is responsible for covering my car’s damage, specifically the melted front headlight and bumper?
If your car was damaged by a burnt vehicle and the owner of that vehicle doesn’t have insurance, you typically…
What increase can I anticipate in my car insurance costs?
The increase in car insurance costs can vary widely based on several factors. Firstly, any changes in your personal situation,…
Is it necessary or advisable for me to obtain renter’s insurance?
Renter’s insurance, while often not legally required, is a crucial protection for anyone renting a home or apartment. It provides…
What is the typical timeframe for State Farm to finalize a settlement?
The time it takes for State Farm to settle a claim can vary significantly depending on several factors. Generally, simple…