Are Insurance Companies Cooperating to Inflate Premiums, or is Market Competition Lacking?
To address these concerns, it’s important to understand the dynamics of the insurance industry. Collusion among insurance companies would imply…
Category: Insurance
When should I send in my car title for a first-time total loss of my vehicle?
In the event of a total loss for your vehicle, you will typically need to send your car title to…
Should I inform car insurance companies about my accident even if my points were removed?
Yes, you should inform your car insurance company about any accidents you are involved in, regardless of whether points were…
Is it possible for me to negotiate directly with the other party’s insurance company?
Yes, it is possible for you to contact the other party’s insurance company to negotiate. However, there are some important…
“Recently married; wife experiencing a UTI – When does her insurance coverage commence?”
Determining when insurance coverage begins for your wife’s urinary tract infection (UTI) largely depends on the specifics of your health…
Looking for Guidance: How Were You Able to Arrange Temporary Housing with Your Insurance Claim?
When you experience an incident that requires making a housing-related insurance claim, such as damage from a fire, flood, or…
Could I Be Held Responsible for Water Damage Resulting from a Break in the City’s Water Main?
Generally, determining liability for water damage due to a city water main break involves understanding several legal principles and examining…
Is it lawful for a mediation company to claim a service is free and then impose a fee of approximately $2,000 after the claim is denied?
The legality of a company advertising a service as free and then subsequently charging a fee depends on several factors,…
Who should I sue in small claims court, the at-fault driver or their insurance company?
In a small claims court case related to a car accident, you generally sue the at-fault driver and not their…
If I sell my car before leaving the country for a few months, will my insurance rates increase when I purchase a new vehicle upon my return?
When you sell your car and subsequently cancel your insurance policy, there is a possibility that your rates could change…