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How damages does personal property need to be to be covered?
Insurance

How damages does personal property need to be to be covered?

What level of damage to personal property qualifies for insurance coverage? We recently experienced significant leakage caused by ice dams…

by IFadminMarch 8, 2025
Water damage – can I do any labor myself?
Insurance

Water damage – can I do any labor myself?

Dealing with Water Damage – DIY Options? Hello everyone, I’m currently facing water damage in my home, likely stemming from…

by IFadminMarch 8, 2025
When I finance a car, do I usually just need to have the comprehensive and collision insurance or do I also need to have non-insured motorist Insurance, passenger insurance, etc?
Insurance

When I finance a car, do I usually just need to have the comprehensive and collision insurance or do I also need to have non-insured motorist Insurance, passenger insurance, etc?

When financing a car, do I only need comprehensive and collision insurance, or should I also include uninsured motorist coverage,…

by IFadminMarch 8, 2025
Is there a comparable database like Verisk that is used for Commercial property and casualty insurance? I am trying to find EIFS information for some properties.
Insurance

Is there a comparable database like Verisk that is used for Commercial property and casualty insurance? I am trying to find EIFS information for some properties.

Is there a database similar to Verisk that focuses on commercial property and casualty insurance? I’m looking for information on…

by IFadminMarch 8, 2025
Is 360 insurance company legit?
Insurance

Is 360 insurance company legit?

Is 360 Insurance Company reputable? My HOA is thinking about switching from American Family to this company, which appears to…

by IFadminMarch 8, 2025
Workers comp for 1099
Insurance

Workers comp for 1099

Workers’ Comp for 1099 Contractors (I apologize if the flair isn’t correct; I’m unsure which one to choose for workers’…

by IFadminMarch 8, 2025
car shopping for a new driver / insurance question
Insurance

car shopping for a new driver / insurance question

Looking for Advice on Car Shopping for a New Driver/Insurance Options I’m currently in the market for a car for…

by IFadminMarch 8, 2025
Ice dam damage
Insurance

Ice dam damage

Ice Dam Damage Insights Needed Hi everyone! I’ve recently encountered significant damage and a roof leak due to ice dams…

by IFadminMarch 8, 2025
Insurance Claim Newbie – Copart
Insurance

Insurance Claim Newbie – Copart

New to Insurance Claims – Copart Inquiry Hi everyone! I was involved in a car accident in October 2025, and…

by IFadminMarch 8, 2025
Does a $9,000 policy limit exist for businesses?
Insurance

Does a $9,000 policy limit exist for businesses?

Is there really a $9,000 policy limit for businesses? I’m currently dealing with a claim against a mechanic for significant…

by IFadminMarch 8, 2025

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